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Get Funded
🔥 Limited Time: Get approved today and receive funding by tomorrow morning. Apply Now →
Limited Availability

Get $5K – $500K
in 24 Hours or Less

No credit score minimums. No collateral. No months of waiting. Just fast, flexible capital deposited directly into your business account.

  • 24-Hour Approval
  • 90% Approval Rate
  • No Collateral
  • Bad Credit OK
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2,400+ businesses funded this year
Free — No Obligation

See How Much You Qualify For

Takes 60 seconds. No credit check to apply.

256-bit SSL Encrypted No Credit Impact 60-Second Form

Trusted by businesses nationwide

Forbes Bloomberg Inc. 500 BBB A+ TrustPilot

Banks Say No.
We Say How Much?

Traditional lenders reject 80% of small business applications. You're left chasing paperwork for months — only to get declined.

  • ✕ Weeks of paperwork and financial statements
  • ✕ Perfect credit score required
  • ✕ Collateral and personal guarantees demanded
  • ✕ 30–90 days to hear back
  • ✕ Declined after all that effort

With Mz Advance, You Get:

  • 5-minute application — no paperwork headaches
  • No minimum credit score required
  • Zero collateral — ever
  • Approved in 24 hours, funded same day
  • Payments flex with your revenue
  • Dedicated specialist on your side
Simple Process

3 Steps to Funding

No hoops. No fine print. Just capital.

1

Apply in 5 Minutes

Fill out our short form and upload your last 4 bank statements. That's the only document we need.

⏱ 5 min
2

Get Approved

Our team reviews your application and sends you a transparent offer — usually within hours, not weeks.

⏱ Same Day
3

Receive Your Funds

Accept your offer and get cash deposited directly into your business bank account. It's that simple.

💰 Next Morning
Success Stories

Real Businesses. Real Funding.

See what our clients received — and what they have to say.

$150,000
Funded Amount
★★★★★
"I was turned down by 3 banks. Mz Advance approved me in 24 hours and I had $150K the next morning. They literally saved my business."
MR
Marcus R.Restaurant Owner · Brooklyn, NY
$80,000
Funded Amount
★★★★★
"The process was incredibly smooth. My specialist walked me through everything. Got $80K to expand my fleet — best decision I made this year."
TL
Tanya L.Trucking Company · Houston, TX
$320,000
Funded Amount
★★★★★
"I've done 4 rounds of funding. Each time gets faster and the rates get better. They treat me like a partner, not a number."
DJ
David J.Construction · Miami, FL
Common Questions

Got Questions? We've Got Answers.

An MCA provides your business with a lump sum of capital in exchange for a percentage of your future sales. It's not a loan — it's a purchase of your future receivables, which means no fixed monthly payments and no collateral required.
You need at least 4 months in business and $10K+ in monthly revenue. There's no minimum credit score. We look at your business performance, not your personal credit history.
Most businesses are approved within 24 hours and funded the same or next business day. Some applications are approved in as little as 4 hours.
A small, fixed percentage is automatically deducted from your daily or weekly sales. When business is slow, you pay less. When it's busy, you pay more — and finish faster. There are no fixed monthly bills.
No. We perform a soft credit check that does not affect your credit score. You can apply with zero risk.
Absolutely. Once you've repaid 60% of your current advance, you're eligible to renew — often with better rates and higher amounts. Many of our clients are on their 3rd, 4th, or 5th round.

Stop Waiting. Start Growing.

Join 10,000+ businesses that got the capital they needed — when they needed it.

Get Funded Now
No obligation No credit impact 60 seconds
Get Funded