Fast Working Capital
When You Need It Most
Bridge cash-flow gaps, cover payroll, stock inventory, or seize time-sensitive opportunities. Get $5K – $500K deposited into your account — same day or next morning.
- Same-Day Funding
- No Collateral
- Bad Credit OK
- 90% Approval Rate
See How Much You Qualify For
Takes 60 seconds. No credit check to apply.
What Can You Use Working Capital For?
There are no restrictions — use your capital however your business needs it.
Cover Payroll
Never miss payroll again. Bridge cash-flow gaps and keep your team paid — even during slow seasons.
Stock Inventory
Buy in bulk, take advantage of supplier discounts, and never run out of the products your customers need.
Marketing & Growth
Fund marketing campaigns, hire new staff, or expand to new locations. Invest in growth when timing matters most.
Renovations & Repairs
Upgrade your space, repair critical equipment, or refresh your storefront to attract more customers.
Seasonal Expenses
Prepare for busy seasons, holiday rushes, or slower months without stressing about cash reserves.
Seize Opportunities
When a time-sensitive deal or opportunity comes along, have the capital ready to act immediately.
The Mz Advance Difference
Fast, flexible, and designed for real business owners.
Same-Day Funding Available
Apply in the morning, get funded by afternoon. No waiting weeks or months.
No Credit Score Minimum
We focus on your business revenue and potential — not your FICO score.
Zero Collateral Required
Your working capital is unsecured — no assets, no liens, no risk to personal property.
Flexible Weekly Payments
Payments are structured to work with your cash flow, not against it.
Minimal Documentation
Just 4 months of bank statements. No tax returns, no business plans.
Easy Renewals
Renew once 60% is repaid — often with better rates and higher amounts.
3 Steps to Working Capital
No hoops. No fine print. Just capital.
Apply in 5 Minutes
Fill out our short form and upload your last 4 bank statements. That's the only document we need.
⏱ 5 minGet Your Offer
Our team reviews your application and sends you a transparent offer — usually within hours.
⏱ Same DayGet Funded
Accept your offer and get cash deposited directly into your business bank account.
💰 Same Day / Next MorningReal Businesses. Real Capital.
See how working capital transformed these businesses.
"I needed capital fast to cover payroll during a slow month. Mz Advance funded me $75K the same day I applied. Lifesaver."
"Used the capital to stock up before the holiday rush. Ended up having our best Q4 ever. Already renewed for a second round."
"The weekly payments fit perfectly with my cash flow. No stress, no surprises. Mz Advance makes it simple."
Your Business Can't Wait. Neither Should You.
Get the working capital you need — funded same day, no collateral, no hassle.
Get Funded Now